How to make money online in Nigeria, US, UK

In recent years, there has been a noticeable global shift toward earning income online. With rapid technological advancements and increased internet accessibility, more individuals are turning to the digital space to supplement or even replace traditional income sources. This shift has opened up a world of possibilities for people across all walks of life.

One of the most appealing aspects of online income is its flexibility. Whether you’re a student, a stay-at-home parent, or a full-time professional, the internet offers countless ways to earn money on your own schedule. From freelancing and content creation to e-commerce and remote jobs, the digital landscape is rich with opportunities for anyone willing to learn and adapt.

While specific platforms and trends may vary across regions—for instance, Nigerians might gravitate toward platforms like Fiverr, WhatsApp Business, or Paystack, while those in the US or UK might focus on Etsy, Amazon, or Upwork—the underlying principles remain largely the same. Success in the online world often comes down to leveraging your skills, being consistent, and understanding how to navigate digital tools effectively.

Table Of Contents hide

1 Freelancing Opportunities

2 Remote Jobs & Remote Work Platforms

3 Blogging & YouTube

4 E-commerce & Dropshipping

5 Affiliate Marketing

6 Online Tutoring & Courses

7 Investing Online

8 Social Media & Influencer Marketing

9 Extra Tips for Succeeding Online

10 Conclusion

11 FAQs

Freelancing Opportunities

Freelancing has become a global gateway to earning income online, allowing individuals to work with clients around the world without being tied to a physical office. With just a laptop and a stable internet connection, people can tap into freelance markets and start building a sustainable income, regardless of where they live.

Nigeria

In Nigeria, platforms like Upwork, Fiverr, and Toptal are popular starting points. Although competition can be stiff, especially for newcomers with little experience, it’s still possible to break in by being strategic. For beginners, Fiverr is often the easiest to start with, as it allows users to list services (called “gigs”) that clients can browse and purchase. Creating a standout gig with a clear description, competitive pricing, and attractive visuals can help catch early clients’ attention.

Upwork and Toptal are more rigorous, but they offer access to higher-paying clients. On Upwork, beginners can build credibility by taking on small, low-risk jobs to earn positive reviews. Personalizing job proposals, highlighting transferrable skills, and showcasing portfolio samples—even if they were created for practice—can make a strong impression.

US/UK

In regions like the United States and the United Kingdom, freelancers often tap into premium platforms such as Freelancer.com, PeoplePerHour, and niche-specific websites. For example, 99Designs is ideal for graphic designers looking to work on brand identities, logos, and visual content. These platforms tend to attract businesses willing to pay more for quality, so competition is balanced by higher potential earnings.

Additionally, clients in these regions may seek freelancers with proven expertise, but even newer freelancers can succeed by specializing in a niche and demonstrating professionalism and reliability through strong communication and delivery.

In-Demand Skills Across All Regions

Regardless of location, certain skills are in high demand across freelance platforms:

Content Writing – Articles, blog posts, copywriting, SEO writing
Graphic Design – Logos, social media designs, infographics
Programming – Web development, app creation, WordPress customization
Digital Marketing – Social media management, email marketing, PPC ads

Developing one or more of these skills—even at a basic level—can open doors to freelance opportunities worldwide. As demand continues to grow, freelancers who stay committed to learning and delivering quality work often find long-term success.

Remote Jobs & Remote Work Platforms

Remote work has become a defining feature of the modern workforce, offering individuals the ability to work for global companies without relocating. This model has not only redefined traditional employment but has also opened up new career paths for people in countries like Nigeria, the US, the UK, and beyond.

Global Remote Work Platforms

Several platforms have made it easier for job seekers to find remote roles with companies that hire internationally. Websites like Deel, Remote OK, and We Work Remotely list a wide range of jobs, from customer support and sales to software development and content writing. These platforms often filter jobs by role, location, and experience level, making it easy for applicants to find roles that match their skill set.

Deel, in particular, is also known for helping companies manage remote payrolls and compliance, which encourages more companies to hire across borders, including in emerging markets like Africa.

Building a Remote-Ready Resume

To stand out in the competitive remote job market, a well-crafted resume is essential. Here are a few key tips:

Highlight remote-related experience (e.g., independent projects, freelance work, or virtual internships).
Showcase digital skills such as proficiency in tools like Zoom, Slack, Trello, or Google Workspace.
Use clear, concise language and quantify achievements wherever possible.
Include a professional summary that emphasizes your ability to work independently, manage time zones, and communicate effectively online.

Pairing this with an optimized LinkedIn profile—complete with a professional photo, headline, and detailed work history—can help attract recruiters looking for remote talent. Actively engaging with remote job communities and following remote-friendly companies on LinkedIn can also increase your visibility.

Remote Jobs for Nigerians

In Nigeria, aspiring remote workers can combine local job boards like Jobberman with global remote job platforms. Jobberman occasionally lists remote-friendly roles from Nigerian tech companies or international firms looking to expand into Africa. Supplementing this with global boards like FlexJobs, Working Nomads, or Remotive can significantly widen opportunities.

Remote Job Resources in the US and UK

For job seekers in the US and UK, platforms like Glassdoor and Indeed remain go-to resources. These sites allow users to filter listings by remote or hybrid work. AngelList Talent is especially valuable for those looking to join startups, many of which are remote-first or fully distributed. These environments often value skills over degrees and are open to candidates who can demonstrate initiative, problem-solving, and adaptability.

Blogging & YouTube

Blogging and YouTube have evolved into powerful income-generating platforms, enabling individuals to earn a living by sharing their knowledge, lifestyle, skills, or entertainment with a global audience. For creators in Nigeria, the UK, the US, and elsewhere, these platforms offer multiple streams of income once a loyal audience is built.

Monetization for Nigerians

In Nigeria, many bloggers and YouTubers make money primarily through Google AdSense, which pays based on ad impressions and clicks. As traffic grows, income from AdSense can become a reliable source. Another major stream is affiliate marketing, where creators earn a commission by promoting products or services using unique referral links. Popular affiliate networks available to Nigerians include Jumia Affiliate, Expertnaire, and Amazon Associates (if approved).

In addition, sponsored content—where brands pay creators to feature or review their products—becomes more common as a blog or YouTube channel grows in visibility and influence. Nigerian content creator Sisi Yemmie, for instance, has successfully built a thriving lifestyle and food brand through YouTube and blog monetization, collaborating with household brands in the process.

Success Stories Worldwide

In the UK, Ali Abdaal, a former doctor turned productivity YouTuber, has built a multi-million-dollar brand through YouTube ads, affiliate links, digital products, and sponsorships. In the US, Graham Stephan, known for his personal finance and real estate content, earns substantial income from YouTube ads alone—often in the six-figure monthly range—alongside courses and partnerships.

These success stories highlight that consistency, quality content, and strategic growth can lead to substantial rewards in content creation.

Tips for Getting Started

Niche Selection: Focus on a specific topic that aligns with your passion and has an audience demand—such as tech reviews, cooking, finance tips, or travel. A well-defined niche helps you stand out and attract loyal followers.
SEO for Blogs: Search Engine Optimization (SEO) helps your blog rank higher on Google. Use relevant keywords, write informative titles, and structure posts with headings and internal links to improve visibility.
Video Production Basics: For YouTube, clear audio and decent lighting are more important than having the most expensive camera. Script your content, keep intros engaging, and use free editing tools like CapCut or DaVinci Resolve to polish your videos.

Whether you’re writing blog posts or producing videos, the key is to offer consistent value and engage your audience authentically. With time, effort, and learning, content creation can become both a creative outlet and a profitable venture.

E-commerce & Dropshipping

E-commerce and dropshipping have revolutionized the way individuals start businesses, allowing people to sell products online without the need for physical storefronts. Whether you’re in Nigeria, the US, the UK, or anywhere else, selling goods—either physical or digital—has become more accessible thanks to user-friendly platforms and digital payment tools.

Selling Physical or Digital Products

Entrepreneurs can sell physical products like fashion items, electronics, and skincare, or opt for digital products such as ebooks, courses, templates, and art. Digital products have the advantage of no inventory costs and instant delivery, making them ideal for creators and educators.

With dropshipping, you don’t need to hold stock yourself. Instead, when a customer places an order, the product is purchased from a third party and shipped directly to the customer. This model minimizes startup risk and is particularly attractive to beginners.

E-commerce Platforms

Shopify and WooCommerce are widely used globally for building online stores. Shopify offers a simple, hosted solution with built-in features, while WooCommerce is a flexible WordPress plugin that gives more control to users with some technical know-how.
In Nigeria, platforms like Selar have gained popularity for selling digital products, online courses, and memberships. It’s a great tool for creators who want to monetize quickly with minimal setup.

Payment Gateways

Payment processing is a crucial part of e-commerce. For Nigerian entrepreneurs, Paystack and Flutterwave are reliable gateways that allow you to accept payments in naira and foreign currencies. These platforms integrate easily with Shopify, Selar, and WooCommerce.

For users in the US or UK, Stripe and PayPal are commonly used due to their global reach and seamless integration with most e-commerce tools.

Amazon FBA (Fulfillment by Amazon)

For residents in the US and UK, Amazon FBA provides a powerful business model where sellers ship their products to Amazon’s warehouses, and Amazon handles storage, packaging, delivery, and customer service. This allows sellers to focus on product sourcing and marketing while Amazon manages logistics.

With the right product research, marketing, and pricing strategies, e-commerce and dropshipping can grow from a side hustle into a full-scale business.

Affiliate Marketing

Affiliate marketing is one of the most beginner-friendly and scalable ways to earn income online. It involves promoting other people’s or companies’ products and earning a commission for each sale or lead generated through your unique affiliate link.

How Affiliate Marketing Works

The process is simple: you sign up for an affiliate program, receive a custom tracking link, and share that link through your blog, social media, YouTube videos, or email newsletter. When someone clicks on your link and makes a purchase, you earn a commission—often without ever speaking to the customer or handling the product.

For example, if you write a blog post reviewing a tech gadget and link to it using an Amazon affiliate link, you earn a percentage of the sale every time a reader clicks your link and buys the product (or anything else within a certain time window).

Popular Affiliate Platforms

Amazon Associates is one of the most recognized affiliate programs worldwide, allowing you to earn from promoting millions of products available on Amazon.
Jumia Affiliate Program is popular in Nigeria and enables marketers to earn from promoting electronics, fashion, and home items listed on Jumia.
ClickBank is a well-known global platform focused on digital products—like online courses, ebooks, and software—with high commission rates, sometimes as high as 50% or more.

Each platform has its own payout method and requirements, but most are beginner-friendly and provide promotional tools to help you succeed.

Best Niches for Affiliate Marketing

Certain niches tend to perform better in affiliate marketing due to consistent demand and high commission potential. These include:

Finance – credit cards, investing platforms, budgeting tools
Health & Wellness – fitness programs, supplements, mental health apps
Technology – gadgets, software, hosting services
Fashion & Beauty – clothing, skincare products, style accessories

The key to success in affiliate marketing is trust. By offering valuable and honest recommendations, creating quality content, and choosing products that align with your audience’s interests, you can build a steady stream of affiliate income over time.

Online Tutoring & Courses

Sharing knowledge online has become one of the most effective ways to earn income while making a positive impact. Whether you’re teaching a language, academic subject, or a specialized skill, the internet offers countless platforms for tutors and course creators to reach a global audience.

Creating and Selling Online Courses

Platforms like Udemy, Teachable, and Selar allow individuals to package their knowledge into structured online courses. Udemy is one of the largest global marketplaces, making it easy for course creators to gain visibility. Teachable gives you more control over branding and pricing, ideal for building your own learning brand.

In Nigeria, many creators use Selar to sell courses on topics like business, social media marketing, or digital skills. Selar is particularly useful for African creators, as it supports local currencies and payment gateways like Paystack.

By recording video lessons, adding downloadable resources, and setting up quizzes or certificates, anyone can turn their expertise into a digital product that generates passive income over time.

Tutoring Opportunities

If you prefer real-time interaction, tutoring platforms like Cambly, Preply, and Tutor.com allow you to teach one-on-one or small groups. These platforms are great for teaching English, math, science, and even test preparation (like SAT, IELTS, or GRE). Some, like Cambly, don’t require teaching credentials—just fluency and clear communication skills.

Opportunities for Nigerians

Nigerians can carve out unique opportunities by teaching African languages (like Yoruba, Hausa, or Igbo) to diaspora communities or language enthusiasts abroad. There’s also demand for math tutoring, especially for West African school systems or international exams like WAEC, NECO, and IGCSE.

UK/US: Teaching Specialized Skills

In the UK and US, the online education market is booming for specialized skills such as coding, digital marketing, graphic design, and exam prep. Tutors who focus on areas like Python programming, data analysis, or college entrance tests (SAT, A-Level, GRE) can charge premium rates.

Whether you’re tutoring live or creating self-paced content, online education offers a scalable and rewarding path to online income.

Investing Online

Online investing has opened up new opportunities for individuals to grow their wealth beyond traditional savings. With the rise of user-friendly platforms and mobile apps, almost anyone with a smartphone and internet connection can start investing in various assets—from stocks and crypto to real estate and peer-to-peer (P2P) lending.

Stocks and Cryptocurrency

In Nigeria, platforms like Bamboo, Chaka, and Trove make it easy for users to invest in U.S. and local stocks with as little as ₦1,000. These platforms allow Nigerians to buy shares in global companies like Apple, Tesla, or Google, directly from their phones. Some also support cryptocurrency trading, giving users exposure to digital assets like Bitcoin and Ethereum.

In the US, apps like Robinhood, Webull, and SoFi provide commission-free stock and crypto trading, while UK users can use platforms like Trading212, Freetrade, and eToro to invest in global markets.

These tools also offer fractional shares, enabling users to invest in expensive stocks with small amounts.

Other Online Investment Options

Real Estate Crowdfunding: Platforms like Fundrise (US) and Risevest (Nigeria) allow users to invest in real estate without buying physical property. You contribute to a pool of investors and earn returns from rental income or property appreciation.
P2P Lending: Peer-to-peer lending platforms match investors with borrowers, allowing you to earn interest by lending money. While returns can be attractive, it carries risk and may not be regulated in all regions.
Forex Trading: Foreign exchange trading is another popular online investment avenue. However, it requires technical knowledge, strong risk management, and practice. It’s often high-risk but appeals to those with a keen interest in financial markets.

Getting Started Safely

Before diving into online investments, it’s essential to research platforms, understand the risks, and start small. Using demo accounts, watching tutorials, and learning basic financial literacy can help prevent costly mistakes.

Online investing is not a get-rich-quick scheme, but with discipline and education, it can become a reliable path to long-term wealth building.

Social Media & Influencer Marketing

Social media has transformed from a place for casual interaction into a powerful tool for income generation. With platforms like Instagram, TikTok, and Twitter/X, individuals can now build personal brands, grow engaged audiences, and monetize their content through partnerships, sponsored posts, and brand deals.

How Influencer Marketing Works

Influencer marketing involves working with brands to promote their products or services to your audience. As an influencer, you might be paid to post a product review, wear a brand’s outfit, or participate in a challenge. These collaborations can be one-time deals or ongoing partnerships, depending on your niche, reach, and level of influence.

Even if you don’t have millions of followers, you can still earn. Micro-influencers (those with 1,000 to 50,000 followers) are increasingly being hired by brands for their high engagement and authentic voice. Their smaller but loyal audience often leads to better results for advertisers than mega influencers.

Growing Your Audience

To succeed, consistency and content strategy are key. Here are a few tools and tips to grow your following:

Content Scheduling Tools like Buffer, Later, or Hootsuite help you post consistently and at optimal times.
Analytics Tools like Instagram Insights or TikTok Analytics allow you to understand what type of content resonates most.
Hashtag Strategy and trend participation (especially on TikTok) can expand reach quickly.
Engaging with followers through comments, stories, and live sessions also builds trust and loyalty.

Niches That Work Well

Influencer marketing is effective across various niches—fashion, beauty, fitness, lifestyle, travel, and even tech. Pick a niche that aligns with your interests and audience needs, then create value-driven content that entertains, educates, or inspires.

In regions like Nigeria, influencers use platforms like Instagram and TikTok to secure deals with local and international brands, while those in the UK or US often work with influencer agencies or get discovered through creator marketplaces like AspireIQ, Collabstr, or Upfluence.

With a focused strategy and commitment to quality content, social media can become a real and rewarding source of online income.

Extra Tips for Succeeding Online

Earning income online can be exciting and rewarding, but it also comes with its own set of challenges. Whether you’re freelancing, creating content, or investing, staying grounded with the right mindset and tools is crucial for long-term success.

Start Small, Grow with Consistency

One of the biggest mistakes beginners make is expecting instant results. The truth is, most successful online earners started small—perhaps with a single gig on Fiverr, a few blog posts, or a single YouTube video. Consistency over time is what leads to growth. Regular effort, even in small doses, builds trust with audiences and clients, improves your skills, and increases your earning potential.

Avoid Scams

The online space is filled with opportunities, but also with traps. Be cautious of Ponzi schemes, fake cryptocurrency platforms, and “get-rich-quick” offers that promise huge returns with little or no effort. If it sounds too good to be true, it probably is. Always research any platform before committing time or money. Stick to reputable websites, and never share personal financial information with unverified sources.

Build Digital Skills

Investing in your personal development is one of the best ways to stand out in the digital economy. Learning platforms like Coursera, Udemy, and LinkedIn Learning offer affordable (sometimes free) courses on skills like writing, design, coding, digital marketing, video editing, and financial literacy. These skills not only help you earn more but also increase your confidence and adaptability in a fast-changing online world.

Whether you’re starting from scratch or building on existing experience, the online world rewards those who stay curious, learn continuously, and deliver real value.

Conclusion

The internet offers countless ways to earn income, but the best path is the one that aligns with your current skills, interests, and resources. Whether you choose freelancing, blogging, affiliate marketing, e-commerce, online tutoring, investing, or becoming a content creator, the key is to start where you are and grow from there.

Consistency is what separates those who succeed online from those who give up too early. Combine that consistency with a willingness to learn—whether through free resources or online courses—and you’ll steadily build both income and confidence.

We hope this guide has helped spark some ideas and direction for your online income journey. If you’ve already started or plan to, we’d love to hear from you! Share your experiences, questions, or tips in the comments—your story might just inspire someone else.

FAQs

How to make 5k daily in Nigeria online?

Making ₦5,000 daily online in Nigeria is possible with consistency, the right skills, and access to the internet. One of the easiest methods is freelancing. Platforms like Fiverr, Upwork, and PeoplePerHour allow Nigerians to offer services such as writing, graphic design, voice-overs, programming, and video editing. If you’re skilled in any of these areas, you can easily charge $5 to $15 per gig and complete 1–3 tasks daily.

Another effective way is affiliate marketing. You can promote products from platforms like Expertnaire, Learnoflix, or Amazon (if you have a foreign audience), and earn commissions per sale. Creating content on TikTok, YouTube, or a blog can help you drive traffic and boost earnings.

You can also teach online by offering lessons in subjects like English, math, or digital skills using platforms such as Preply or Tuteria.

Lastly, buying and reselling digital products or airtime/data through apps like Recharge and GetPaid.ng can yield daily profits.

To reach ₦5,000 consistently, you must treat it like a business: set targets, promote your skills, learn constantly, and use multiple income streams.

How can I work online and get paid in dollars from Nigeria?

Working online and getting paid in dollars from Nigeria has become easier thanks to the rise of remote work and global freelance platforms. First, you need to identify a valuable skill such as writing, graphic design, web development, virtual assistance, data entry, or customer service. Once you’re confident in your skill, create accounts on freelance websites like Upwork, Fiverr, Toptal, Freelancer.com, and PeoplePerHour.

Many Nigerians are also earning in dollars through remote jobs. You can find these by browsing platforms like We Work Remotely, Remote OK, and Jobspresso. Some companies hire content writers, social media managers, software engineers, or virtual assistants from Africa and pay in USD via platforms like PayPal, Payoneer, or Wise.

Additionally, affiliate marketing, dropshipping, and selling digital products on Gumroad or Etsy can help you earn in foreign currencies.

To ensure consistent payment, you’ll need a Payoneer or Wise account, as PayPal has limitations in Nigeria. Make sure your profiles on freelance platforms are well-optimized, include samples of your work, and communicate professionally with clients.

Consistency, communication, and delivering quality work are essential to maintaining long-term dollar-paying opportunities online from Nigeria.

Which website pays real money in Nigeria?

There are several legitimate websites that pay real money to Nigerians for completing various tasks. One popular and trusted platform is Fiverr, where users can offer digital services like writing, voice-overs, or graphic design. Another is Upwork, which connects freelancers with international clients who pay in dollars.

For online surveys and small tasks, Swagbucks and Remotasks are widely used by Nigerians. These platforms may not make you rich, but they offer steady earnings for simple jobs like answering surveys or data labeling.

For content creation, YouTube and Medium’s Partner Program also pay users real money based on traffic and engagement. If you enjoy writing, you can monetize through Vocal Media, Substack, or Write.as by building a readership.

Additionally, Nigerians can earn real money through affiliate marketing platforms like Expertnaire or Digistem, where users get paid per sale generated via their referral links.

For online tutoring, Preply and Tuteria offer real payouts to teachers.

Before using any platform, it’s essential to research and verify its legitimacy. Avoid sites promising overnight wealth. Real money-making websites require effort, skill, and consistency, but they pay off when used properly.

How to make 20k daily in Nigeria?

Making ₦20,000 daily in Nigeria may sound ambitious, but it’s achievable with the right business model and strategy. One powerful way to hit that target is by combining multiple income streams. For example, you can start with freelancing on platforms like Upwork and Fiverr offering services such as writing, graphic design, or video editing. By completing 2–4 gigs per day, you can make $20–$40 or more, equivalent to ₦20,000+ depending on the exchange rate.

Another method is digital product sales. You can create and sell eBooks, online courses, or Canva templates through platforms like Selar, Paystack Storefront, or Gumroad. If you promote your products well using WhatsApp, Instagram, or TikTok, you can earn ₦20,000 or more in a single day.

Running a reselling business is also effective. Buy products like phone accessories, perfumes, or digital data in bulk and resell at a markup. The more you scale, the closer you get to your daily goal.

Affiliate marketers in Nigeria also hit ₦20,000 daily by promoting high-ticket products on platforms like Expertnaire.

Making ₦20k daily requires hard work, effective marketing, and persistence, but it’s a realistic goal with dedication.

Which game gives real money in Nigeria?

There are several online games that offer Nigerians the opportunity to earn real money, but it’s essential to choose wisely to avoid scams. One of the most reliable options is Skill-based gaming platforms like Champions Arena, MPL (Mobile Premier League), and Swagbucks Live. These platforms offer cash prizes for winning games or completing tasks.

Another popular option is Betting and Fantasy Football platforms like BetKing, SportyBet, and Dream11. While these can bring real money, they come with risks, and one must approach them with caution and discipline.

Axie Infinity and other blockchain-based games also reward players with cryptocurrency, which can be converted into naira. However, these games often require some investment or NFT purchases to start.

Some local platforms and apps, like Chipper Games or NaijaWin, provide quiz games and other fun challenges where users win airtime or money.

Lastly, playing Play-to-Earn (P2E) games and completing missions in platforms like Sweatcoin or Mistplay can earn you small amounts of dollars or gift cards.

Always ensure the platform is legitimate and read reviews. Real money games are possible in Nigeria, but they require strategy and caution to avoid losing money.

What business can I start with ₦15,000 in Nigeria?

Starting a business with ₦15,000 in Nigeria is very possible, especially if you focus on low-capital ideas that rely on creativity, skill, or daily needs. One viable option is reselling items such as phone accessories, perfumes, or thrift (okrika) clothing. You can buy in small quantities from wholesale markets or online shops like Jumia or local vendors and resell for profit via WhatsApp, Facebook Marketplace, or Instagram.

Another option is starting a mobile data and airtime vending business. With platforms like Recharge and GetPaid.ng, you can fund your account with ₦15,000 and sell data, airtime, electricity tokens, and even WAEC scratch cards, earning small commissions on each sale.

You can also venture into homemade snacks or food sales. For instance, producing small chops, buns, or chin chin from home and selling in your neighborhood or to schoolchildren is profitable.

Alternatively, if you have basic computer knowledge, you can offer typing, online registration, or CV writing services at a small fee using your phone or a borrowed system.

The key is to start small, reinvest profits, and market aggressively via word-of-mouth or social media. With consistency, your ₦15,000 can grow into something much bigger.

Is there any online business that pays daily in Nigeria?

Yes, there are several online businesses in Nigeria that can generate daily income if you put in the work. One of the most common is freelancing. Platforms like Fiverr, Upwork, and Remotasks allow you to work for clients and get paid per task, sometimes the same day if you complete small jobs. For example, writing articles, doing voice-overs, or designing logos can get you paid within 24 hours once approved.

Another daily paying option is affiliate marketing, especially with Nigerian platforms like Expertnaire, Digistem, or Selar affiliate programs. When you promote a product and someone buys through your link, you earn a commission instantly or within 24 hours, depending on the platform.

You can also earn daily through data reselling, using platforms like Recharge and GetPaid, where you fund your wallet and resell to customers, making daily profits.

For those interested in online tutoring, platforms like Tuteria connect you with students and can provide steady, daily income if you get enough bookings.

Lastly, sports betting and Pay-to-Play games can offer daily cashouts, though these are high-risk and should not be relied upon.

Consistency, skill, and smart marketing are key to making daily profits online in Nigeria.

Can I work remotely for a US company from Nigeria?

Yes, you can work remotely for a US company from Nigeria. In fact, many Nigerians are already doing this successfully in fields such as software development, virtual assistance, customer support, content writing, marketing, and data analysis. The rise of remote work since 2020 has made it easier for companies worldwide to hire talent from anywhere, including Nigeria.

To get started, you should build a strong online presence. Create a professional CV and LinkedIn profile, showcasing your skills and experience. Then, sign up on remote job boards like We Work Remotely, Remote OK, AngelList, Turing, and FlexJobs. These platforms list hundreds of job opportunities from U.S.-based companies open to remote workers globally.

In addition, some freelance platforms like Upwork and Toptal allow long-term contracts with foreign clients, effectively making you a remote worker.

For payment, open a Payoneer, Wise, or Deel account to receive USD payments legally and easily. Also, ensure your internet connection is reliable and your communication skills are excellent.

Remote work with U.S. companies is highly competitive, but if you’re skilled, consistent, and professional, you can land a well-paying remote job from Nigeria.

What app can I use to receive money from abroad in Nigeria?

There are several reliable apps Nigerians can use to receive money from abroad, whether for freelance work, business, or family remittances. One of the most trusted and widely used options is Payoneer. This app allows you to receive payments from companies and freelance platforms globally in USD, EUR, and GBP. You can then withdraw directly to your Nigerian bank account.

Another excellent option is Wise (formerly TransferWise). Wise enables you to receive money from abroad with very low fees and real-time exchange rates. It is ideal for freelancers, remote workers, and online business owners.

Chipper Cash is another fast-growing app that supports USD wallets and allows users to send and receive money between African countries and even from the U.S. to Nigeria.

WorldRemit and Sendwave are popular for personal transfers, especially for Nigerians receiving money from friends or relatives overseas.

Though PayPal is restricted in Nigeria, you can still receive funds through it if you connect with platforms like Deel or Wise as intermediaries.

Before choosing any app, check transaction fees, exchange rates, and user reviews. Always enable two-factor authentication to secure your transactions and avoid fraud.

What is the fastest way to make money online in Nigeria?

The fastest way to make money online in Nigeria is by offering freelance services using platforms like Fiverr, Upwork, or PeoplePerHour. If you already have a skill like graphic design, video editing, writing, or social media management, you can start earning within days of signing up and completing your first job.

Another quick method is affiliate marketing. If you have a strong social media presence, you can start promoting digital products from platforms like Expertnaire or Digistem. With the right strategy, one sale can earn you between ₦5,000 to ₦50,000.

You can also earn quickly by selling digital products such as Canva templates, eBooks, or online courses using platforms like Selar or Gumroad. Once you create and list your product, you can make money every day without active involvement.

Other quick methods include online tutoring, data reselling, or participating in microtask platforms like Remotasks, which pay you small amounts instantly for completing jobs.

For most people, the fastest path depends on what skills or digital products they already have. However, all fast money-making methods still require effort, focus, and a bit of patience to scale consistently.

Can I receive dollars with Opay in Nigeria?

As of now, Opay does not support direct receipt of US dollars into its wallet. Opay primarily operates in Nigerian Naira (₦) and focuses on local transactions such as transfers, bill payments, airtime recharge, and POS services. While the app is extremely popular for everyday transactions and financial inclusion in Nigeria, it does not offer domiciliary accounts or dollar wallet functionality.

If you’re expecting to receive money in dollars, especially for freelance jobs, remote work, or from abroad, it’s best to use alternative platforms like Payoneer, Wise, or a traditional domiciliary account with banks like GTBank, Zenith, or UBA.

Opay might introduce multi-currency features in the future, but for now, it’s mainly limited to naira. Attempting to convert or accept USD directly through Opay will not work, and any transfer in dollars must be routed through a bank or fintech that allows USD inflow.

For Nigerians looking to receive dollar payments, it’s advisable to open a Payoneer account, request a virtual USD account, and connect it to platforms like Upwork or Fiverr. From there, you can withdraw funds to a local bank account after conversion.

Which app can I use to open a dollar account in Nigeria?

There are several trusted apps and platforms that allow you to open a dollar account in Nigeria, either virtually or with a physical bank link. One of the best and most accessible options is Payoneer. With Payoneer, you can create a virtual USD receiving account, which acts like a U.S. bank account. You can use it to receive payments from foreign clients, freelance platforms, and even U.S. companies.

Another trusted platform is Barter by Flutterwave. While it has limited functionality now compared to its early days, it previously allowed users to create virtual USD cards and wallets. Flutterwave might reintroduce this feature or improve on it soon.

Chipper Cash now offers USD wallets for Nigerians, allowing you to store and transfer dollars, though it’s mostly for peer-to-peer transfers and not yet ideal for large freelance payments.

You can also use traditional banking apps like GTBank, Zenith Bank, Access Bank, and UBA to open domiciliary accounts. Though the process may require physical documentation, the banks offer apps where you can monitor and manage your dollar account.

If you prefer fintech for speed and convenience, Payoneer and Wise are the top apps for opening and managing dollar accounts from Nigeria.

How to make money on Google in Nigeria?

Making money on Google in Nigeria is very possible, and there are several legitimate methods. The most popular and sustainable way is through Google AdSense, which pays website owners and YouTubers for showing ads. If you run a blog using Blogger, WordPress, or a self-hosted website, you can apply for Google AdSense and earn when visitors click or view ads on your content.

Similarly, YouTube monetization is a major opportunity. By creating a YouTube channel, posting consistent videos, and getting approved for monetization, you can start earning in dollars. Google pays content creators monthly based on ad views and audience engagement.

Another method is by selling apps or games on the Google Play Store. If you are an app developer or game creator, you can upload your creations and make money through downloads or in-app purchases.

You can also offer Google services to clients, such as Google My Business listing for local businesses or SEO services based on Google search optimization.

To succeed, you need consistent traffic, quality content, and the right niche. Whether you blog, vlog, or develop apps, Google offers real dollar-earning potential to anyone with dedication and skill.

Which online job pays the most?

The highest-paying online jobs are typically in the technology and finance sectors. Among the top are software development, blockchain engineering, and cybersecurity consulting. These roles often pay between $50 to $150 per hour on platforms like Toptal or Upwork, especially for senior-level experts.

Data science and artificial intelligence (AI) also offer high earnings. Professionals in this field work with data models, machine learning, and analytics, often commanding salaries in the thousands of dollars monthly.

Another lucrative role is digital marketing consulting, especially if you’re skilled in paid advertising, SEO, or conversion rate optimization. Top consultants earn thousands of dollars by helping businesses scale online.

UI/UX designers, video editors, and cloud engineers are also in high demand with impressive pay rates.

For non-tech professionals, legal consulting, medical transcription, and online tutoring for international students (especially in subjects like math, physics, or English) can offer great pay.

The more specialized your skills and the better your portfolio, the higher your earning potential. Platforms like Toptal, Upwork, Fiverr Pro, and Remote OK are ideal for accessing top-paying online jobs.

How to get a job abroad from Nigeria?

Getting a job abroad from Nigeria requires strategy, preparation, and patience. The first step is to determine whether you’re looking for a remote job you can do from Nigeria or a relocation opportunity. For relocation, you’ll need to identify countries that welcome foreign workers and have accessible visa programs—like Canada, Germany, the UK, and Australia.

Start by building a professional CV tailored to international standards and create a strong LinkedIn profile. Then, apply through global job platforms like LinkedIn Jobs, Glassdoor, Indeed, and GoAbroad.com. Websites like Relocate.me, Jobbatical, and We Work Remotely also specialize in global jobs for tech and skilled professionals.

If you’re in tech, platforms like Turing, Andela, and Deel connect Nigerian professionals with global companies, some of which offer visa sponsorship.

For health, education, or trades, countries like the UK and Canada have programs that allow skilled migrants. Engage with recruitment agencies like Hays, Michael Page, and WorkAbroad.ph.

Ensure you have the right documents: passport, certificates, references, and possibly international exams (like IELTS or TOEFL).

Networking is key. Join international job forums, alumni associations, or professional groups to access hidden opportunities and referrals.

Which website pays real money?

There are several legitimate websites that pay real money to users in Nigeria and other parts of the world. One of the most trusted platforms is Upwork, a global freelancing marketplace where you can offer services such as writing, design, programming, or virtual assistance. Once you complete a job, you’re paid in dollars directly to your Payoneer or bank account.

Fiverr is another reliable website where you create “gigs” for services you can offer, such as logo design, social media management, or voice-over work. Payments are made after job completion and approval.

For those who prefer content creation, YouTube pays through Google AdSense, and you can earn real money by creating videos and growing an audience. Similarly, Medium.com pays writers through its Partner Program, rewarding quality blog posts that attract readers.

Survey and task-based sites like Swagbucks, Remotasks, and Clickworker also pay real money, although the income is usually lower and more time-consuming.

In Nigeria, affiliate marketing websites like Expertnaire and Digistem pay users per sale made through their referral links.

To avoid scams, always research a website before signing up and never pay upfront to get a job. Real money-paying websites reward skills, time, and effort.

Is JumpTask legit?

Yes, JumpTask is a legitimate online platform that pays users for performing microtasks such as surveys, app testing, data labeling, and more. It operates on a Web3 model, meaning it integrates blockchain technology and allows users to earn in cryptocurrency, specifically JumpToken (JMPT).

The platform has been around since 2022 and partners with various task providers, making it a growing hub for people looking to earn a little extra online. Users can complete tasks directly on the JumpTask platform or through connected partners like TimeBucks and Upwork microtask feeds.

Once tasks are completed, users earn JumpTokens which can be withdrawn to a crypto wallet such as MetaMask or Trust Wallet. From there, users can swap their JMPT tokens to other currencies or even convert them into cash using crypto exchanges like Binance or KuCoin.

However, while JumpTask is legitimate, the income potential is limited, especially if you only complete low-paying tasks. It’s more useful as a side hustle than a full-time income source. Always be careful with any platform offering crypto payments—never pay to join or share sensitive personal information.

JumpTask is legit, but like any earning app, your results depend on your effort and how active the platform is in your region.

How to make US dollars in Nigeria?

Making US dollars in Nigeria is possible through various online opportunities that pay in foreign currencies. One of the most popular ways is freelancing. You can sign up on platforms like Upwork, Fiverr, Toptal, or Freelancer.com and offer services like writing, graphic design, voice-over work, programming, and virtual assistance. These platforms pay in USD, and you can withdraw earnings through Payoneer or Wise.

Another profitable option is affiliate marketing. You can promote foreign products through platforms like Amazon Associates, PartnerStack, or ClickBank, and earn commissions in USD for every sale made via your referral links.

Content creation also pays in dollars. Starting a YouTube channel or blog and monetizing with Google AdSense or sponsored content can generate steady USD income. Similarly, writing on Medium’s Partner Program allows you to earn based on the number of views your posts get.

You can also explore remote work with U.S. companies. Visit job boards like We Work Remotely or Remote OK to find remote jobs that pay in dollars.

Selling digital products (eBooks, courses, design templates) on Gumroad or Selar (international audience) is another viable route.

With dedication and the right platform, you can start earning USD from the comfort of your home in Nigeria.

Which website pays daily in Nigeria?

There are a few websites and platforms in Nigeria that allow you to earn and withdraw money daily. A common option is Recharge and GetPaid (RAGP) or other data reselling platforms like VTU.ng, where you earn commissions selling data, airtime, and utility tokens. Your profit is credited instantly, and you can withdraw daily depending on your activity level.

Another daily-paying platform is Remotasks, where you perform simple tasks like labeling images or audio transcription. Payouts can be made weekly or even daily if you’re working under a Nigerian team or “Remotask bootcamp.”

In affiliate marketing, platforms like Expertnaire and Digistem pay affiliates daily when you make sales through your referral links. As long as your commissions are confirmed, you can withdraw earnings to your bank account or wallet.

For those interested in small online gigs, Swagbucks or Clickworker offer small daily earnings through surveys and mini-jobs. These usually pay in USD, which you can cash out via PayPal or Payoneer.

Keep in mind that while some websites offer instant earnings, your daily income depends on your activity level, network, and consistency. Always research to avoid scams and focus on platforms with proven track records.

How can I receive US dollars in Nigeria?

To receive US dollars in Nigeria, you need to use platforms and accounts that support foreign currency transfers. The most efficient method is by opening a domiciliary account with Nigerian banks like GTBank, Zenith Bank, Access Bank, or UBA. This account allows you to receive USD via SWIFT transfers from abroad and withdraw over-the-counter or via a dollar debit card.

For freelancers and remote workers, Payoneer is one of the most trusted platforms. It gives you access to a virtual USD account which can receive payments from companies, marketplaces, and freelance platforms like Upwork or Fiverr. You can then withdraw to your Nigerian bank account after conversion.

Wise (formerly TransferWise) is another great platform that lets you receive USD into a virtual U.S. bank account and then convert and withdraw into your local account at real exchange rates.

Other options include Chipper Cash, which now supports USD wallets for some users in Nigeria, and Sendwave or WorldRemit for receiving money from family or friends overseas.

Avoid receiving dollars through platforms that automatically convert to naira at low rates. Stick with trusted services that give you control over how and when to convert your money.

What online jobs pay daily?

Several online jobs pay daily, especially micro-task and gig platforms that offer flexible work and fast payouts. One common source of daily-paying jobs is freelancing platforms like Fiverr and Upwork, where you can complete small jobs such as writing, logo design, or voiceovers. While official payouts may take a few days, you can negotiate with private clients for instant transfers via Payoneer, Wise, or crypto.

Another reliable option is Remotasks, where you can get paid daily for completing tasks like image labeling, transcription, and content moderation. Earnings can be withdrawn weekly or daily when connected with a local team.

Swagbucks, Clickworker, and Picoworkers offer small tasks like surveys, app testing, or writing reviews. While individual payments are low, they accumulate fast, and payouts are often daily once minimum thresholds are met.

In Nigeria, OwoDaily, NairaWorkers, and SabiExtra allow users to earn daily by posting on social media, reviewing apps, or referring others. Most of these platforms pay via local bank transfer or USDT for international options.

To make meaningful daily income, choose platforms that match your skills, complete tasks quickly, and build a reputation for consistent earnings.

How can I earn 500 daily?

Earning ₦500 daily in Nigeria is very achievable, especially through low-capital online opportunities or side hustles. One of the simplest methods is through micro-task platforms like OwoDaily, NairaWorkers, and SabiExtra. These websites pay you to complete small tasks such as sharing content on WhatsApp, subscribing to YouTube channels, or installing apps. You can earn between ₦30 to ₦100 per task and complete several to reach ₦500 daily.

Another option is reselling data and airtime. With platforms like VTU.ng or Recharge and GetPaid, you can fund a wallet and resell to customers, earning small profits per transaction. This is ideal if you have access to students, small business owners, or your neighborhood.

If you have basic writing or typing skills, you can do academic typing, document editing, or CV formatting for friends or on WhatsApp groups and charge ₦500 per service.

You can also sell small items like sweets, snacks, or sachet water in high-traffic areas and easily earn ₦500+ in a few hours.

The key to earning ₦500 consistently is to build a routine, stay disciplined, and find platforms or services that have steady demand.

Do small tasks and earn money?

Yes, you can earn real money by completing small tasks online, a popular method known as microtasking. Websites and apps such as Swagbucks, Clickworker, Remotasks, and Picoworkers pay users to perform simple actions like filling out surveys, watching videos, transcribing audio, or testing mobile apps. These tasks typically take a few minutes and pay between $0.10 and $1.00 each.

In Nigeria, local platforms such as OwoDaily, NairaWorkers, and SabiExtra offer task-based earnings in naira. Users earn money by engaging in actions like reposting tweets, liking Instagram posts, joining Telegram groups, or referring others. While the pay per task is small (₦30–₦100), doing several tasks daily can add up to a meaningful amount.

To get started, register on one or more of these platforms, complete your profile, and start choosing tasks from the list provided. Most platforms allow you to withdraw your earnings once you hit a minimum balance (often ₦1,000 or $5 depending on the platform).

This method is great for students, stay-at-home parents, or anyone looking to make quick income with little to no investment. It’s not a get-rich scheme but can be reliable for small daily earnings.

What is OwoDaily all about?

OwoDaily is a Nigerian online platform that allows users to earn money by performing simple digital tasks and participating in affiliate marketing programs. Launched to provide income opportunities for Nigerians, OwoDaily pays its members to carry out tasks such as following Instagram pages, subscribing to YouTube channels, downloading apps, writing reviews, and sharing promotional content on WhatsApp or Facebook.

There are two main ways to make money on OwoDaily:

Task Earnings: Users can complete tasks listed by advertisers and earn ₦30 to ₦500 per task, depending on complexity.
Affiliate Program: Members can also refer others to the platform and earn commissions when their referrals pay for premium memberships or complete tasks.

To access all earning features, users are usually required to pay a membership fee, which unlocks premium earning opportunities and higher commission rates.

OwoDaily pays via direct bank transfer, and withdrawals are processed within 24–48 hours after reaching the payout threshold.

The platform is best for individuals who are active on social media, enjoy microtasks, and are willing to refer others. While it won’t make you rich overnight, it is a legitimate side hustle that can generate steady income with daily participation.

How to earn $5,000 in one day online?

Earning $5,000 in a single day online is not typical for beginners, but it’s possible under specific conditions and with the right strategy. High-income online earners usually achieve this through digital product launches, affiliate marketing, trading, or client deals.

Affiliate Marketing: Top affiliates earn $5,000+ daily by promoting high-ticket products (e.g., software, online courses, or tools). Platforms like ClickBank, Expertnaire, Digistem, and JVZoo offer commissions of up to 70%. A single successful campaign to a large audience or email list can bring in thousands in one day.
Digital Products: Selling your own eBooks, online courses, or templates via Selar, Gumroad, or Payhip allows for instant income. With the right marketing, you can generate large volumes of sales in a short time.
Crypto and Forex Trading: Advanced traders sometimes make thousands in a day, but this involves high risk and deep knowledge. Beginners should not rely on this method.
Freelance Contracts: If you’re a top freelancer or consultant, closing a high-ticket client (e.g., $5,000 project) in one day is possible.

While it’s not easy, combining value, audience reach, and marketing strategy can help you achieve high earnings online.

How do I withdraw from OwoDaily?

Withdrawing money from OwoDaily is a straightforward process, but you must first meet the platform’s minimum payout requirement, which is usually ₦1,000 or more depending on your account type and earnings. Once you reach this threshold by completing tasks or earning referral commissions, you can request a payout.

How to invest 5,000 naira in Nigeria?

Investing ₦5,000 in Nigeria may seem small, but with the right approach, it can be the starting point of a successful journey. One great option is data reselling. With ₦5,000, you can register with a VTU platform like Recharge and GetPaid or VTU.ng, fund your wallet, and start selling airtime, data bundles, and electricity tokens to others at a markup.

Another option is piggybank-style savings and micro-investing apps like PiggyVest, Cowrywise, or Bamboo, which allow you to invest small amounts in fixed savings, mutual funds, or dollar assets. Some plans accept as low as ₦100 daily, which can grow over time.

You can also start affiliate marketing by signing up with platforms like SabiExtra or NairaWorkers. Use part of your ₦5,000 for data and advertising your referral links to earn commissions.

If you enjoy content, create short TikTok or Instagram videos using free tools, and monetize via brand referrals or affiliate links.

Lastly, buy and sell small household items like sweets, socks, or snacks in your local area.

The secret is not how much you start with, but your consistency and ability to reinvest profits to grow your venture.

How do I earn daily?

To earn daily in Nigeria, you need to tap into low-risk, high-frequency income sources that pay for everyday actions or small services. One of the fastest ways is through microtask platforms like OwoDaily, SabiExtra, or NairaWorkers, where you can earn by sharing social media posts, subscribing to channels, or referring friends. Each task pays ₦30 to ₦500, and several can be done daily.

Freelancing is another way to earn daily. With skills like writing, editing, or graphics, you can get gigs on Fiverr or Upwork and complete short projects that pay within a day or two. Even if payment cycles take longer, you can work on multiple gigs simultaneously to ensure regular income.

For offline options, consider data reselling, snacks, or mobile POS services. You can earn daily by offering basic financial services or selling essential items to your neighborhood.

You can also earn through affiliate marketing with instant commission payouts by promoting products or services.

The key to earning daily is to combine multiple small streams. With time, effort, and consistency, you’ll build up your cash flow and even scale to larger business models.

What business can I start with 5k in Nigeria?

With just ₦5,000, you can start several small-scale businesses in Nigeria, especially those that focus on daily consumer needs or leverage free digital platforms. One popular choice is snack production—like chin chin, popcorn, or buns—which can be made at home and sold in schools, streets, or small shops. You only need to buy basic ingredients and packaging.

Another great option is reselling items such as phone accessories, socks, or cosmetics. Purchase a small number of products in bulk and sell them individually at a profit. You can market through WhatsApp, Instagram, or in your community.

Airtime and data reselling is also a low-cost venture. Use platforms like Recharge and GetPaid or VTU.ng to fund your wallet and start selling to friends and neighbors.

Additionally, you can start freelance services like typing, CV writing, or social media management with free apps and just a smartphone. Offer your services to students or job seekers and charge a small fee per task.

The most important part of starting with ₦5,000 is to reinvest your profits and remain consistent. It may be small at the start, but over time, it can grow into something sustainable.

How to get 5k every day?

Getting ₦5,000 daily is possible in Nigeria if you combine the right skills, platforms, and consistency. One of the most effective ways is through online freelancing. If you can write articles, design graphics, or edit videos, you can offer your services on platforms like Fiverr or Upwork. Completing one or two gigs daily can easily bring in ₦5,000 or more, especially when working with international clients.

Another route is affiliate marketing. Platforms like Expertnaire, Digistem, or SabiExtra allow you to promote products and earn commissions. With good marketing skills and a decent audience, a single sale can earn you ₦5,000 or even more in one day.

You can also do task-based earnings using OwoDaily or NairaWorkers. By completing multiple small tasks like social shares or app downloads, you can accumulate ₦5,000 daily if you put in the time.

Offline, you can combine small side hustles like snack sales, POS transactions, or phone accessory sales. Selling to 20–30 customers a day at ₦200 profit per item will hit the ₦5,000 mark.

To earn daily, you need to hustle smart, stay consistent, and diversify your sources.

Working online and getting paid in dollars from Nigeria is very achievable with the right skills and platforms. First, identify a high-demand skill such as writing, programming, digital marketing, video editing, or virtual assistance. Once you’re confident in your ability, sign up on freelancing websites like Upwork, Fiverr, Freelancer, Toptal, or PeoplePerHour. These platforms allow you to offer your services to clients worldwide, many of whom pay in USD.

Another method is finding remote jobs with foreign companies on platforms like We Work Remotely, Remote OK, FlexJobs, and AngelList Talent. These jobs range from customer service to tech support, content creation, and more.

To receive payments in dollars, create a Payoneer or Wise account, which gives you access to a virtual USD bank account. These services let you withdraw your earnings in naira directly to your local bank.

You can also explore affiliate marketing by promoting international products on platforms like Amazon Associates or ClickBank. For content creators, platforms like YouTube and Medium Partner Program also pay in dollars.

Success in this field depends on consistency, professionalism, and continuous skill improvement. With dedication, working online and earning in dollars is a sustainable reality from Nigeria.

Can I use my Nigeria certificate to work in USA?

Yes, you can use your Nigerian certificate to work in the USA, but it often requires validation or credential evaluation, depending on the job and industry. For example, if you have a university degree, you may need to get it evaluated by organizations like WES (World Education Services), ECE, or NACES-accredited agencies. These bodies assess how your qualification compares to U.S. educational standards.

For professions like engineering, medicine, or law, you will likely need additional certification, licensing, or board exams in the U.S. For instance, a Nigerian-trained doctor must pass the USMLE, while a nurse may need to pass NCLEX and meet state board requirements.

For tech, digital, and creative roles, U.S. companies often prioritize skills and experience over certificates. If you can demonstrate ability through portfolios or past work, your Nigerian certificate can be an asset, even if it’s not re-evaluated.

To boost your chances, pair your certificate with certifications from international bodies like Google, Microsoft, or Coursera. These are globally recognized and can make your application more competitive.

In short, your Nigerian certificate is valid, but how it’s accepted depends on the job and employer requirements in the U.S.

Can I work for a US company without a visa?

Yes, you can work for a U.S. company without a visa if you are working remotely from Nigeria. In this scenario, you are considered an independent contractor or remote freelancer, not a U.S. employee. Many U.S. companies now hire international remote workers and pay them in dollars through global payroll platforms like Deel, Remote.com, Payoneer, or Wise.

However, if you’re looking to physically relocate to the U.S., then yes, a valid work visa like H-1B, O-1, or L-1 is required. Without a visa, you cannot legally work inside the U.S.

To find remote jobs with U.S. companies, check platforms like We Work Remotely, Remote OK, AngelList Talent, and LinkedIn. Make sure your resume clearly states your location, availability, and how you intend to be paid as a remote contractor.

U.S. companies are often open to hiring international talent for roles like software development, writing, virtual assistance, and design—as long as they don’t need to sponsor a visa.

So yes, you can work for a U.S. company without a visa, as long as you remain in Nigeria and get paid as a remote worker or contractor.

Is it possible to get a job in the USA from Nigeria?

Yes, it is possible to get a job in the USA from Nigeria, but it usually requires a combination of skills, strategy, and employer sponsorship. Most Nigerians who secure U.S. jobs do so through:

Work visa sponsorships (e.g., H-1B): This applies mainly to high-demand professions like tech, healthcare, and engineering. You must apply to companies willing to sponsor international workers.
Nursing and medical jobs: There’s a high demand for nurses and healthcare professionals in the U.S. Many Nigerian medical graduates pass licensing exams and secure jobs from overseas.
Academic scholarships and work-study programs: These can be stepping stones to jobs after graduation.
Remote jobs with potential relocation: Some companies start with remote work and later offer relocation if performance is impressive.

To improve your chances:

Polish your CV and LinkedIn profile.
Take international certifications in your field.
Apply through global job boards like Indeed, Glassdoor, H1Bdata.info, and MyVisaJobs.com.

Getting a job in the U.S. from Nigeria is competitive, but many Nigerians have succeeded by being proactive, skilled, and persistent.

How much do remote jobs pay in Nigeria?

Remote job pay in Nigeria varies widely depending on the industry, skill level, and the company (local or international). For locally-based remote jobs, salaries often range between ₦50,000 to ₦300,000 per month, depending on the role. For example, remote customer service or administrative roles may pay ₦60,000–₦150,000, while digital marketing and writing jobs can go up to ₦200,000.

However, if you’re working remotely for international companies, especially those paying in dollars, your income could be significantly higher. Freelancers or remote workers earning in USD on platforms like Upwork, Fiverr, or Toptal can earn $300–$2,000+ monthly, depending on hours and skills.

For example:

A freelance writer may earn $10–$100 per article.
A software developer can earn $20–$50 per hour.
A virtual assistant can earn $5–$15 per hour.

Payment platforms like Payoneer, Deel, and Wise make it easy to withdraw earnings to Nigerian bank accounts.

To earn higher pay, focus on high-demand digital skills, build a strong portfolio, and apply for international opportunities. Remote work offers great flexibility and earning potential, especially when you position yourself for global roles.

How to get international remote jobs from Nigeria?

Getting international remote jobs from Nigeria is entirely possible with the right approach and strategy. First, focus on acquiring a skill that is in global demand, such as software development, digital marketing, copywriting, virtual assistance, UI/UX design, or customer support. Take free or paid online courses on platforms like Coursera, Udemy, or LinkedIn Learning to strengthen your qualifications.

Once you’re confident in your skill, create a professional LinkedIn profile and an optimized resume that meets international standards. Highlight your experience, certifications, and accomplishments clearly.

Next, register on remote job platforms like:

We Work Remotely
Remote OK
Toptal
AngelList Talent
[Upwork and Fiverr](https://upwork.com / https://fiverr.com)

Also, monitor remote job postings on LinkedIn Jobs and Indeed, using search terms like “remote,” “work from anywhere,” or “international remote.”

Be prepared to take online interviews and demonstrate your communication skills, time management, and reliability. Most companies pay via Payoneer, Wise, or Deel, so have an account ready.

Persistence and constant improvement will help you stand out. Thousands of Nigerians already work remotely for international companies—so can you.

How to be eligible to work in the US remotely?

To be eligible to work remotely for a U.S. company while living in Nigeria, you don’t need a visa. Instead, you should position yourself as an independent contractor or freelancer. This is legally acceptable and commonly used by U.S. firms hiring international talent.

To become eligible:

Acquire relevant skills – such as content writing, web development, graphic design, customer service, or software engineering.
Build a solid portfolio – show your work through personal websites, GitHub, Behance, or Google Docs with writing samples.
Set up professional profiles on platforms like LinkedIn, Upwork, and Fiverr.
Register with payment platforms such as Payoneer, Wise, or Deel, which help you receive payments in USD and convert them to Naira.

Most U.S. companies will ask you to complete a contractor agreement, which outlines the job, responsibilities, and payment schedule. You may also be asked to provide a tax identification number (TIN) or sign a W-8BEN form (which states you’re a foreign contractor and not a U.S. taxpayer).

Although you can’t work in the U.S. physically without a visa, remote work allows you to legally earn in dollars from Nigeria if you follow these steps.

Can Opay receive dollars?

As of now, Opay does not support receiving or holding US dollars. The platform is primarily built for naira-based transactions and is designed for local transfers, bill payments, airtime purchases, and POS services in Nigeria. It does not offer domiciliary accounts or dollar wallets, and international payments in USD are not processed through Opay.

If you try to receive dollars directly into an Opay account, the transaction will likely fail or be rejected. For receiving dollars in Nigeria, it’s better to use platforms like:

Payoneer – for freelancers and online workers
Wise – for cross-border business payments
Chipper Cash – supports USD wallets in select countries
Domiciliary accounts – with banks like GTBank, UBA, or Access Bank

These options allow you to receive USD payments from foreign clients or employers and later withdraw in naira or directly in dollars, depending on your bank’s policy.

Opay may expand its features in the future to include multi-currency wallets, but for now, it remains a naira-only platform. So, if you’re expecting dollar payments, use a more suitable platform for that purpose.

Which app can I use to transfer money from Nigeria to the UK?

To transfer money from Nigeria to the UK, you need a reliable and legal cross-border remittance app that offers good exchange rates, low fees, and fast delivery. Here are some of the most trusted options:

Chipper Cash – This app allows you to send money between Nigeria and the UK. It offers competitive rates and instant transfers to bank accounts or other Chipper users.
Wise (formerly TransferWise) – Wise is known for its transparency and real-time exchange rates. You can fund your transfer from a Nigerian bank and send GBP to any UK account. It’s ideal for business, school fees, or personal transfers.
Sendcash (by BuyCoins) – This platform lets you send naira from Nigeria, which is converted into pounds and sent to a UK bank account. It supports crypto-to-cash conversions as well.
Flutterwave’s Send App – A modern remittance tool that allows transfers from Nigeria to countries including the UK, directly to bank accounts.

Always ensure the app you use is CBN-approved and has good reviews. Also, confirm any required KYC (identity verification) process. Avoid using random third-party crypto agents or unofficial platforms to prevent loss.

How to make 20k daily in Nigeria?

Making ₦20,000 daily in Nigeria is achievable with the right strategy, skills, and consistency. Here are a few proven methods:

Freelancing – Offer high-income digital services like content writing, web design, or graphics on platforms like Upwork, Fiverr, or LinkedIn. A few clients per day or a single large project can earn you ₦20,000 or more.
POS Business – With initial capital, you can start a POS service in a busy area. Many operators make ₦15,000–₦25,000 daily from commissions and charges.
Mini Importation – Buy cheap products (like accessories or electronics) from China or Lagos markets and resell online via WhatsApp, Instagram, or Jiji. Profit margins can be high if you target trending items.
Affiliate Marketing – Promote products from platforms like Expertnaire, Digistem, or SabiExtra and earn ₦10,000–₦60,000 per sale.
Digital Products – Sell eBooks, courses, or templates using platforms like Selar or Paystack Storefront.

Success depends on offering value, effective marketing, and customer trust. Focus on scaling one or two income streams and reinvest your profits. With dedication, ₦20k daily is not just a dream—it’s a realistic goal.

How to make 5k daily in Nigeria online?

Making ₦5,000 daily online in Nigeria is very achievable with consistency and the right platform. One of the fastest ways is through freelancing. Skills like writing, graphic design, video editing, or voice-over work can earn you up to ₦5,000 or more per gig on platforms like Fiverr, Upwork, or Freelancer.

Another method is affiliate marketing. You can join platforms like Expertnaire or Digistem, promote products online, and earn commissions per sale. A single sale could earn you more than ₦5,000, especially for high-ticket products.

Also, consider task-based platforms like OwoDaily, NairaWorkers, and SabiExtra, where you earn by completing small social media tasks. Completing multiple tasks in a day can help you reach ₦5,000.

Other opportunities include selling digital products (like eBooks or templates), dropshipping, or offering social media management services.

The secret lies in combining valuable skills, building trust, and leveraging online communities or your social network. Over time, with discipline and smart promotion, earning ₦5k daily online becomes consistent and scalable.

Which platform pays daily in Nigeria?

Several platforms in Nigeria pay users daily for performing tasks, selling products, or providing services. One of the most popular is OwoDaily, which pays users to complete tasks such as sharing content on social media, downloading apps, or referring others. Payments are processed quickly, usually within 24 hours after request.

Another trusted platform is NairaWorkers, which allows users to earn by performing micro jobs like liking posts, subscribing to YouTube channels, and other small online tasks. Once you meet the minimum withdrawal limit, you can receive your payment the same day.

For freelance services, Fiverr or Upwork can also provide daily income, though payments are typically disbursed a few days after task completion. However, private clients can pay instantly if you agree.

If you’re into POS services, many agency banking platforms like Moniepoint and Opay allow you to earn commissions daily through transactions.

For traders or resellers, cryptocurrency P2P trading on Binance or digital product sales via platforms like Selar can also generate daily income.

Always verify the credibility of any new platform before signing up to avoid scams. Consistency and the right strategy will help you earn daily.

Can you earn money by watching videos?

Yes, you can earn money by watching videos online, although the earnings are usually small unless combined with other tasks or referrals. Several platforms pay users to watch promotional content, ads, or video clips. Websites like Swagbucks, InboxDollars, and TimeBucks offer video-watching tasks, and you earn points or small cash rewards in return.

In Nigeria, Picoworkers and OwoDaily sometimes feature video-related tasks where you’re paid to watch, like, and comment on a YouTube video. These microtasks typically pay between ₦30 to ₦100 per video.

There are also apps like ClipClaps or 2Captcha’s video tasks, which pay in dollars or crypto. You must meet certain requirements like watching the full video, clicking on ads, or completing a quiz afterward.

While this can be a fun way to earn pocket money, don’t rely on it as a major income source. The real potential lies in combining video watching with referrals, surveys, or other gigs on these platforms.

For higher earnings, consider creating your own video content (on YouTube or TikTok) and monetizing it instead of just watching others’ videos.

Which app can I use to open a dollar account in Nigeria?

There are several apps you can use to open a dollar account in Nigeria without visiting a bank physically. One of the most convenient is Barter by Flutterwave, which offers a virtual dollar card that can be funded and used for international transactions like Netflix, Amazon, and Facebook ads.

Another great app is ALAT by Wema Bank, which lets you open a domiciliary (USD) account through its mobile platform. You’ll need a valid ID and utility bill for KYC purposes.

Kuda Bank has also started testing virtual dollar cards through its Kuda Visa feature for selected users. You may join the waitlist or keep your app updated to access it once available.

Chipper Cash allows you to hold USD in a virtual wallet and spend it using a Chipper USD card. It’s great for freelancers and remote workers getting paid in dollars.

If you’re a freelancer using Payoneer, you can open a virtual USD account connected to platforms like Fiverr or Upwork, and withdraw to your Nigerian bank.

These apps make it easy to receive, hold, and spend dollars without needing a traditional domiciliary account.

Can PalmPay receive dollars?

No, PalmPay cannot receive or hold dollars at the moment. The PalmPay platform is strictly designed for naira-based transactions and does not support international payments in foreign currencies like USD. If someone tries to send you dollars through PalmPay, the transfer will likely fail or get reversed, as the platform does not process foreign remittances.

PalmPay is mostly used for local transfers, airtime top-ups, utility bill payments, and Point-of-Sale (POS) business operations in Nigeria. It does not offer a dollar wallet or domiciliary account feature.

If you want to receive dollars in Nigeria, consider using platforms such as:

Payoneer – for freelancers and digital entrepreneurs
Wise (formerly TransferWise) – for receiving and converting USD
Chipper Cash – for peer-to-peer USD transfers (if feature is available)
Traditional domiciliary accounts – through banks like GTBank, Access, or Zenith

Until PalmPay introduces dollar support, it’s best to use the above alternatives for foreign payments and only use PalmPay for local naira transactions and business.

Which bank owns PalmPay?

PalmPay is not owned by any Nigerian bank. It is a private fintech company registered in Nigeria under the name PalmPay Limited. The platform is owned and operated by Transsnet Group, which is a joint venture between Transsion Holdings (makers of Tecno, Infinix, and Itel phones) and NetEase, a Chinese internet company.

While PalmPay operates like a bank by offering digital wallets, payment services, and POS solutions, it is technically a mobile money operator licensed by the Central Bank of Nigeria (CBN). It does not belong to or is directly affiliated with traditional Nigerian banks like GTBank, Zenith, or Access Bank.

PalmPay partners with licensed financial institutions for backend settlement and compliance. This partnership enables it to offer financial services such as account numbers, fund transfers, and payment gateways while maintaining regulatory compliance.

As of today, PalmPay is fully operational across Nigeria and expanding to other African countries. It focuses on financial inclusion and aims to provide affordable financial services to the unbanked population.

If you’re using PalmPay, you’re dealing with a licensed fintech, not a commercial bank, but one that provides many of the same services through partnerships.

Can MTN MoMo receive money from abroad?

As of now, MTN MoMo (Mobile Money) in Nigeria does not directly support receiving international money transfers. While the MoMo platform allows you to send and receive naira locally and pay bills, its current setup is primarily focused on domestic financial transactions.

However, MTN has partnerships in some African countries (like Ghana and Uganda) that enable international remittances through services like WorldRemit and Western Union, but these features are not yet active in Nigeria.

For now, if you’re in Nigeria and want to receive money from abroad, you should consider:

Domiciliary accounts at traditional banks
Payoneer or Wise (for freelancers)
Chipper Cash, which supports some international transactions
MoneyGram or Western Union through bank pickups

That said, MTN Nigeria is actively working on expanding its MoMo offerings and may soon include foreign remittance features, especially as cross-border mobile money integration grows across Africa.

If you’re trying to send or receive money internationally via mobile wallet, verify the latest updates through MTN customer service or explore other global fintech solutions for now.

What is the USD code of PalmPay?

As of now, PalmPay does not support USD transactions, so it does not have a USD code or dollar wallet for sending or receiving money in U.S. dollars. The platform is strictly designed for naira-based (₦) operations, including transfers, airtime, data purchases, POS services, and bill payments.

Because PalmPay doesn’t offer foreign exchange or domiciliary features, it does not provide a specific USSD code for dollar transactions, nor does it process dollar payments from abroad. Any attempt to send USD to a PalmPay account will likely be declined or reversed, as it only operates within Nigeria’s naira ecosystem.

If you’re looking for platforms with USD transaction capabilities, consider alternatives like:

Payoneer – provides a virtual U.S. bank account
Wise – allows cross-border USD payments
Chipper Cash – offers USD wallets in some African countries
Traditional domiciliary accounts via GTBank, Zenith, or Access

PalmPay’s USSD code (*652#) is only for local naira transactions and account services. If in doubt, contact PalmPay’s customer support for the latest on any planned USD support.

Does PayPal work in Nigeria now?

Yes, PayPal works in Nigeria, but with limited functionality. As of now, Nigerians can open a PayPal account and use it to make payments or shop online from international stores such as Amazon, eBay, and AliExpress. However, the ability to receive payments is still restricted for Nigerian accounts.

This means you can use PayPal to:

Link to your debit or credit card
Pay for goods and services online
Subscribe to international services like Netflix or Spotify (if supported)

But you cannot receive money or payments from clients or family abroad using a Nigerian PayPal account.

To receive money via PayPal, some Nigerians use workarounds such as:

Opening a PayPal business account registered under another country like Lesotho or UAE, but this violates PayPal’s terms of service and is risky.
Using alternatives like Payoneer, Wise, or Skrill, which allow both sending and receiving money globally.

In summary, while PayPal works in Nigeria, its usefulness is limited to sending money or making payments, and not suitable for receiving funds.

Which game gives real money in Nigeria?

Several online games in Nigeria allow users to earn real money, either through direct winnings, competitions, or referrals. One of the most popular is Ludo Empire, which allows users to play ludo games for cash prizes. You can compete with others, stake real money, and withdraw your earnings via bank transfer.

Another popular option is SportyBet Fantasy or Bet9ja Virtual Games, where users can win money based on virtual sports simulations. These are forms of betting and should be approached with caution.

Skill-based games like:

Real8Game
Golden Ludo
Winzo (international)
Rummy Circle (for card games)

allow Nigerians to compete for cash prizes. These games often have mobile apps, and players must fund their wallet before joining tournaments or challenges.

Additionally, Play-to-Earn (P2E) crypto games such as Axie Infinity or MetaShooter allow gamers to earn crypto, which can be converted to naira.

Always check the credibility of these platforms and ensure they offer secure payment methods like Flutterwave or Paystack.

While gaming for money is fun, remember it carries risks. Set limits, avoid addiction, and treat it as a side hustle—not a full-time income stream unless you’re a professional gamer.

What business can 500k start in Nigeria?

With ₦500,000, you can start several profitable businesses in Nigeria depending on your interests, skills, and location. One of the most popular options is starting a POS (Point-of-Sale) business. With ₦500k, you can register with a fintech company like Moniepoint, Opay, or PalmPay, get a reliable POS machine, rent a kiosk or table, and start operations. Daily income can range from ₦3,000 to ₦15,000 depending on foot traffic.

Another option is mini importation—you can buy trending items like fashion accessories, gadgets, or kitchenware from sites like 1688.com or Alibaba, ship them to Nigeria, and resell via Instagram, WhatsApp, or Jumia.

You can also invest in foodstuff retail, such as selling rice, beans, or cooking oil in small measure. With good location and packaging, this brings fast returns.

Other viable businesses include:

Small restaurant (buka or shawarma stand)
Dry cleaning service with delivery
Laundry and ironing services
Mobile phone accessories sales

The key is to start small, reinvest profits, and manage expenses wisely. With proper planning, ₦500k can launch a business that becomes sustainable and scalable over time.

How to get paid on TikTok in Nigeria?

To get paid on TikTok in Nigeria, you must first build a strong presence on the platform. The TikTok Creator Fund isn’t yet officially available in Nigeria, but there are multiple other ways to earn money from your content:

Brand partnerships and sponsored posts: Once your TikTok page gains followers (typically 10,000+), brands may reach out to pay you to promote their products. You can also pitch brands directly or register on influencer marketing platforms like Influee, Tribe, or GetCraft.
Live gifts and coins: If you go live on TikTok and engage your audience, they can send you virtual gifts (which convert to money). TikTok lets you withdraw your earnings through a PayPal account, so you’ll need to create one that works internationally (like a UAE PayPal business account).
Affiliate marketing: Use your TikTok videos to promote affiliate products (e.g., through Expertnaire or Digistem) and earn commissions from sales.
Cross-platform monetization: Direct traffic from TikTok to your YouTube or Instagram where monetization is active.

Consistency, viral content, and niche focus are keys to growing and monetizing. Though TikTok doesn’t pay directly in naira, Nigerians are making money through creative ways on the platform.

Can Opay convert dollars to Naira?

As of now, Opay does not support the conversion of dollars to naira directly through its app. The platform operates strictly in naira (₦) and does not allow users to receive, hold, or convert foreign currencies like USD, GBP, or EUR.

If you are paid in dollars (for example, through freelancing or international remittance), you cannot send the money directly to your Opay account for automatic conversion. Instead, you will need to use services that offer USD wallets and currency exchange options.

Alternative platforms for receiving and converting dollars include:

Payoneer – ideal for freelancers receiving USD and converting to naira.
Wise – offers excellent exchange rates and supports currency conversions.
Chipper Cash – has a USD wallet feature in some regions (verify availability in Nigeria).

To convert dollars to naira, receive the USD in a supported app or domiciliary account, then withdraw or sell via P2P exchanges or your bank.

Until Opay introduces a multi-currency wallet or FX feature, it remains strictly a naira-only platform for transfers, bill payments, and merchant services.

What happens if you don’t pay a PalmPay loan?

If you fail to repay a PalmPay loan, several consequences may follow. PalmPay uses automated reminders and credit tracking systems to recover loan payments. Here’s what could happen:

Daily Penalty Fees: Your loan will accumulate extra charges or penalties daily after the due date. This increases your debt.
Credit Score Damage: PalmPay reports loan activity to credit bureaus like CRC Credit Bureau, so defaulting could harm your credit score, making it difficult to access loans in the future from other financial institutions.
Access Restriction: You may lose access to further loan opportunities on PalmPay and other partnering platforms.
Frequent Calls and Messages: You’ll receive multiple follow-up messages and calls, which can become stressful over time.
Contacting Your Phone Contacts: In extreme cases, loan apps in Nigeria (including some fintechs) have been known to send messages to defaulters’ contact lists, although this practice is controversial and sometimes illegal under Nigerian data protection laws.

To avoid these issues, always borrow what you can repay and on time. If you’re unable to pay, contact PalmPay support to renegotiate your terms instead of ignoring the debt.

Can I open a PayPal account in Nigeria?

Yes, you can open a PayPal account in Nigeria, but it comes with certain limitations. Nigerian PayPal accounts are restricted to sending money and making purchases online. Unfortunately, they cannot receive payments, which means freelancers, sellers, or business owners can’t get paid through a Nigerian PayPal account.

To open a Nigerian PayPal account:

Visit www.paypal.com/ng
Click on “Sign Up”
Choose “Personal Account” or “Business Account”
Enter your Nigerian details (email, address, phone)
Link a Visa or Mastercard debit card from a Nigerian bank

Once registered, you can shop on international platforms like eBay, AliExpress, and Amazon, or pay for services like Netflix or Canva.

To receive money, some Nigerians create PayPal business accounts using countries like Lesotho or UAE, which allow both sending and receiving. However, this is a gray area that could violate PayPal’s terms and risk account limitations.

If you need to receive payments from abroad, it’s better to use alternatives like Payoneer, Wise, or Skrill, which are more flexible and compliant for Nigerian users.

What is the OPay code?

The official USSD code for OPay is *955#. This code allows OPay users to access their accounts and perform transactions without needing an internet connection or smartphone. It is especially useful for users with basic phones or in areas with poor internet service.

With the *955# USSD code, you can:

Check your OPay account balance
Send money to other OPay or bank accounts
Buy airtime and data for yourself or others
Pay for utilities like electricity or cable TV
Fund your betting accounts
Withdraw money from an OPay agent

To use the USSD code, your phone number must be registered with an active OPay account. Simply dial *955# on the registered SIM and follow the prompts to perform any transaction.

The USSD feature is secure, fast, and convenient. However, be sure to keep your PIN confidential and avoid accessing your account over public or unsecured phones.

OPay may introduce additional features through the USSD menu over time, so regularly checking the menu for updates is a smart idea.

If the code doesn’t work, make sure the SIM card is correctly linked to your OPay account and that your phone has mobile signal.

What is the code for Moniepoint?

As of now, Moniepoint does not use a universal USSD code like traditional banks. Moniepoint primarily operates through its POS terminals, mobile app, and agent network. If you’re a Moniepoint agent, you perform most transactions using their dedicated mobile application or through their POS device.

However, Moniepoint agents can assist customers who want to withdraw or deposit cash without the need for a personal Moniepoint code. Customers simply provide their bank account and amount to the agent, who completes the transaction using the Moniepoint POS machine.

For regular banking activities such as checking balances, sending money, or paying bills, customers typically use the USSD code of their own bank, not Moniepoint’s.

If you are interested in becoming a Moniepoint agent, you can register via their official website (moniepoint.com), or through their agent app. Once approved, you’ll get a POS terminal and be trained to use it for daily transactions.

In summary, Moniepoint does not provide a direct USSD code for end users, but they offer a robust app and terminal network for financial services. Always check Moniepoint’s website or contact support for the latest updates.

What is the app for dollar exchange in Nigeria?

Several apps in Nigeria allow you to exchange or convert dollars to naira efficiently and securely. These platforms are useful for freelancers, remote workers, online business owners, and anyone receiving money from abroad. Below are the best apps for dollar exchange:

Payoneer: Ideal for freelancers and online sellers. You can receive dollars, convert them to naira, and withdraw to your Nigerian bank account.
Wise (formerly TransferWise): Allows you to send and receive money in USD and convert it to naira at real-time exchange rates.
Chipper Cash: Offers a USD wallet in select countries. You can receive and convert dollars to naira if the USD feature is enabled for your account.
Binance (for crypto-savvy users): Receive USDT or other dollar-pegged crypto and convert to naira via the P2P section.
Grey (formerly Aboki Africa): Allows you to create a virtual USD account to receive money and convert it to naira.
Domiciliary accounts apps: Traditional bank apps like GTBank, UBA, and Access also support FX conversions if you have a domiciliary account.

Choose platforms based on your needs: transaction fees, speed, and flexibility.

Which bank is PalmPay under?

PalmPay is not operated by or owned by any traditional Nigerian bank. Instead, it is a licensed mobile money operator registered in Nigeria under PalmPay Limited. The company is part of the Transsion Holdings ecosystem, the same group behind phone brands like Tecno, Infinix, and Itel.

However, PalmPay partners with licensed financial institutions to offer financial services such as account numbers, funds transfer, loan access, and bill payments. These partnerships enable PalmPay to function like a digital bank while complying with CBN (Central Bank of Nigeria) regulations.

For example, when you open a PalmPay account, you’re assigned a virtual bank account that is managed through one of their partner banks. This allows you to receive funds from any Nigerian bank into your PalmPay wallet.

PalmPay operates independently but within Nigeria’s regulated fintech environment. It is not owned or operated by GTBank, Zenith, Access, or any commercial bank, but functions similarly to a bank through digital technology.

If you’re looking for banking services like transfers, savings, or airtime purchase, PalmPay serves as a reliable alternative to traditional banks via its app and agent network.

How do I use OPay USD?

Currently, OPay does not have a USD account, USD wallet, or direct foreign currency feature, so you cannot use OPay to send, receive, or convert US dollars. The app operates strictly in Nigerian Naira (₦) and focuses on local transactions such as transfers, bill payments, airtime, and POS services.

This means you cannot receive money in USD or link your OPay account to international platforms that pay in foreign currencies like PayPal or Fiverr. There is no USD card or virtual dollar feature available on OPay at the moment.

If you need to handle USD transactions in Nigeria, you should consider:

Payoneer – for freelancers and online earners
Wise – for converting USD to naira at good exchange rates
Grey or Chipper Cash – offers USD wallets and exchange features
Domiciliary account at banks like GTBank or UBA

Until OPay introduces support for foreign currencies, it will remain a naira-only app. Always use the platform for local financial services, and rely on other fintech platforms when dealing with USD.

What is the US dollar code?

The term “US dollar code” can mean different things depending on the context. However, in general financial terms, the official currency code for the US dollar is “USD”. This is the international code used for currency exchange and financial transactions around the world. For example, when you’re making a payment or receiving money in dollars, the currency will be labeled as USD.

In Nigeria, there is no universal USSD (Unstructured Supplementary Service Data) code that allows you to directly perform USD transactions unless you’re using a domiciliary account or foreign currency card issued by a bank.

If you’re referring to a USSD code for converting or using dollars, platforms like OPay, PalmPay, or Kuda currently do not support USD transactions, so they don’t have a specific USSD code for that purpose.

To access dollar services, you typically need:

A domiciliary account from a Nigerian bank
A virtual dollar card from apps like Barter, Chipper Cash, or ALAT
A USD wallet from platforms like Payoneer or Grey

These platforms often use their web apps or mobile apps, not USSD codes, for managing dollar-related services.

How much is PalmPay in Nigeria?

PalmPay itself is a free-to-use mobile app available for download on both Google Play Store and Apple App Store. You don’t pay anything to install or open a PalmPay account. However, if you’re referring to starting a PalmPay POS business, then the cost depends on the type of device and agent level.

Here’s a breakdown:

PalmPay Android POS: This full-feature POS terminal typically costs between ₦60,000 and ₦80,000, depending on availability and location.
PalmPay Mini POS: This is a smaller, more portable POS device that usually costs around ₦20,000 to ₦30,000.
PalmPay mPOS (card reader): May cost less than ₦15,000.

There may also be security deposits, activation fees, or monthly target requirements, which vary based on your agreement with PalmPay as an agent.

PalmPay makes money from transaction fees and commissions. As a business owner, you’ll earn a share from each transaction done on your POS.

If you’re using PalmPay as a regular user (not an agent), there is no cost to use the app for transfers, airtime, and bill payments, and sometimes you even earn cashback.

What is the USSD code for Kuda?

As of now, Kuda Bank does not have a dedicated USSD code for conducting banking transactions like traditional banks. Kuda operates as a digital-only bank, meaning all transactions are done through its mobile app, which is available on Android and iOS devices.

To perform tasks like checking your balance, transferring money, buying airtime, or paying bills, you must use the Kuda mobile app. Kuda focuses on providing a smart, app-based banking experience and does not currently support offline access via USSD.

However, if you don’t have access to your Kuda app temporarily, you can fund your Kuda account or receive money using your Kuda-provided account number from another bank’s USSD code. For example:

From GTBank: dial 7371AmountAccount Number#
From Access Bank: dial 9011AmountAccount Number#

Kuda may introduce USSD in the future, but for now, all user interactions take place inside the app, making it a good fit for smartphone users comfortable with digital banking.

If you’re looking for a USSD alternative, traditional banks or fintechs like *Opay (955#) and *PalmPay (652#) are better suited for offline transactions.

What is the GTB code for PalmPay?

If you want to transfer money from your GTBank account to your PalmPay wallet, you don’t need a special “GTB code for PalmPay.” Instead, you use GTBank’s general USSD code:

Dial 73750AmountPalmPay Account Number#

For example:
To send ₦1,000 to a PalmPay account with number 1234567890, dial:
*737*50*1000*1234567890#

Follow the on-screen instructions to confirm the name and enter your GTB PIN or token to complete the transaction.

Make sure:

You’re using the SIM linked to your GTBank account.
The PalmPay account number is correct.
You have enough balance for the transaction and associated fee.

GTBank will display PalmPay as the account name/recipient once the USSD recognizes the account. This method is quick, secure, and can be done without internet access.

If you’re transferring via the GTBank app, just select PalmPay as the destination bank and enter the account number to proceed.

So while there’s no unique GTB-to-PalmPay code, the general 73750# method serves the purpose perfectly.

What is the USD code of Zenith Bank?

If you’re referring to the USSD code for Zenith Bank, it is *966#, but this code only works for naira-based transactions. You can use it to:

Check your account balance
Send money to any Nigerian bank
Buy airtime
Pay utility bills
Manage your account

However, if you’re asking about a USD or domiciliary account, there is no USSD code for dollar transactions at Zenith Bank. Domiciliary accounts are managed through:

Zenith Bank’s mobile banking app
Zenith internet banking
Physical bank branches

With a Zenith domiciliary account, you can:

Receive USD wire transfers from abroad
Withdraw dollars in cash
Fund your USD card
Exchange USD to naira manually or via request

To open a USD account, visit a Zenith branch with:

Valid ID (e.g., NIN, passport)
Utility bill
Passport photograph
Two referees (sometimes optional)

So while *966# is useful for general banking, it does not support direct dollar transactions or forex operations. For any USD dealings, use the mobile or online banking platforms, or visit your bank.

What is the phone code for PalmPay?

If you’re referring to the USSD or phone dial code to access PalmPay services, the official code is *652#. This USSD code enables users to perform essential banking activities without needing an internet connection or the PalmPay mobile app.

With *652#, you can:

Check your account balance
Transfer money to other PalmPay users or bank accounts
Buy airtime and data
Pay for electricity, cable TV, and other bills
Fund your betting or utility wallets

To use the code, you must have an active PalmPay account and dial *652# from the phone number registered with your PalmPay wallet. The code works across major Nigerian mobile networks such as MTN, Airtel, Glo, and 9mobile.

Please note that the USSD code is only for basic transactions and does not support more advanced app features like loan requests, card management, or transaction history review. For those, you’ll need the PalmPay mobile app.

Always confirm you’re dialing the code from your registered SIM card to avoid errors. If it fails to work, you can update your app or contact PalmPay customer care for support.

How can I use PalmPay to get money?

You can use PalmPay to get money in various ways—whether you’re a regular user or an agent. Here are the most common ways to earn or receive money through PalmPay:

Money Transfers: You can receive money from other PalmPay users or bank accounts by simply sharing your PalmPay account number. The transfer reflects instantly, and you can withdraw to your bank or use it directly within the app.
Cashback and Bonuses: PalmPay rewards users with cashback when you pay bills (like airtime, electricity, and data). You also earn bonuses for referring friends to join the platform. These bonuses are added to your wallet and can be used like real money.
PalmPay POS Agent: You can become a PalmPay POS agent by registering and getting a POS machine. You earn commissions on every transaction—withdrawals, deposits, and bill payments. With high traffic, agents can earn daily income from their POS business.
PalmPay Loans: The app offers small loans to eligible users. Though it’s not “earning,” it’s a way to access cash in emergencies.

Overall, PalmPay is not just a wallet—it’s also a mini business tool for people who know how to use it well.

What is the US dollar code?

The currency code for the US dollar is USD, which stands for “United States Dollar.” It is the official designation used internationally for financial transactions, trading, banking, and forex markets.

When it comes to banking in Nigeria, there isn’t a specific *USSD code (like 123#) for performing USD transactions unless you’re using platforms that support dollar wallets or have a domiciliary account. Nigerian banks typically allow you to manage your USD accounts via mobile or online banking, but not through USSD codes.

However, here’s how “USD code” might be used in different contexts:

Forex trading: USD is used to denote the US dollar in currency pairs like USD/NGN or EUR/USD.
Online transactions: When paying online, you’ll often see prices listed in USD.
Banking: When you open a domiciliary account, you’ll deal with balances shown in USD, and all international transfers to that account will arrive in USD.

So, the “USD code” you’re asking about refers more to the currency abbreviation (USD) than a dial code. If you’re looking for actual tools to transact in dollars, use platforms like Payoneer, Wise, or Grey.

How much is PalmPay in Nigeria?

Using the PalmPay mobile app is completely free—you don’t pay anything to download or register. You can use it to send money, buy airtime, and pay bills with zero or minimal fees, and you often earn cashback for doing so.

However, if you’re referring to starting a PalmPay POS business, then the cost varies depending on the type of machine you get:

PalmPay Android POS terminal: ₦60,000 to ₦80,000
PalmPay Mini POS (mPOS): ₦20,000 to ₦30,000
Security deposit: Some devices may require a refundable deposit depending on your transaction volume or location.

Aside from the cost of the device, PalmPay may require you to meet a monthly transaction target, especially if you want to keep enjoying commissions and avoid penalties. Once set up, agents earn from withdrawal and deposit fees, which makes this a solid business in busy areas.

For regular users (not agents), there is no charge to install the app or open an account, and transfers between PalmPay users are typically free.

So, “how much is PalmPay” depends on whether you’re using it as a customer or running it as a business.

What is the USSD code for Kuda?

As of now, Kuda Bank does not offer a USSD code for performing banking transactions like traditional banks do. Kuda is a digital-only bank, which means all transactions—like transfers, payments, and airtime top-ups—must be done through the Kuda mobile app.

This app-based approach is intentional. Kuda is designed for smartphone users who are comfortable managing money online. While this limits access for people without smartphones or stable internet, it allows Kuda to operate with lower fees and better technology.

However, you can fund your Kuda account using other banks’ USSD codes. For example, to send money to Kuda from GTBank, you can dial:
*737*50*Amount*Kuda Account Number#

Kuda does issue virtual account numbers, which you can use to receive funds from any Nigerian bank, even though you can’t perform Kuda transactions via USSD.

If Kuda introduces USSD in the future, it will likely be for balance checks and basic transfers. For now, if you need a USSD banking option, consider Opay (*955#), PalmPay (*652#), or Moniepoint agents.